Stop Overpaying on Card Fees
Upgrade from 1985 hardware to today's fastest payment systems—and keep more of what you earn. Save 0.5-1% per transaction with wholesale merchant rates.
The Hidden Cost of "Standard" Merchant Fees
Example: Typical Tracy Restaurant
Current Situation:
- • Monthly card sales: $50,000
- • Rate: 2.9% + $0.30/transaction
- • Total fees: $1,879/month
With Tracy Automation:
- • Monthly card sales: $50,000
- • Rate: 1.9% + $0.15/transaction
- • Total fees: $1,164/month
Save $715/month = $8,580/year
That's a new commercial oven or two months of rent
💸 Overpaying Fees
Most Central Valley businesses pay 2.5-3.5% + hidden monthly fees. You're leaving $500-$2,500 on the table annually.
🐌 Outdated Hardware
That 1985 terminal takes 8-15 seconds to process. No tap-to-pay, no mobile wallets, customers leave.
📝 Contract Traps
3-year contracts with $500-$1,500 early termination fees. Stuck even when rates increase.
The Solution: Wholesale Rates + Modern Hardware
Through our partnership with North (one of America's largest processors), we bring enterprise-level rates to Tracy businesses
Better Rates
1.9-2.3% vs. 2.5-3.5% typical rates
Modern Hardware
Free terminals with tap, chip, mobile pay
Lightning Fast
1-3 second processing vs. 8-15 seconds
Local Support
Tracy-based team, not a 1-800 number
What's Included
Payment Processing
- ✓ Card-present (tap, chip, swipe)
- ✓ Mobile wallets (Apple Pay, Google Pay)
- ✓ Card-not-present (phone, online)
- ✓ Next-day funding to your bank
- ✓ All major cards (Visa, MC, Amex, Discover)
- ✓ 1-3 second authorization speed
Modern Hardware
- ✓ Free equipment (no purchase/lease)
- ✓ Countertop or mobile terminals
- ✓ Full POS systems available
- ✓ Color touchscreens
- ✓ Receipt printing or email
- ✓ Lifetime warranty & support
Security & Compliance
- ✓ PCI-DSS compliant (no annual fees)
- ✓ End-to-end encryption
- ✓ Fraud detection & prevention
- ✓ Chargeback assistance
- ✓ $100K breach liability coverage
- ✓ EMV chip card support
No Contract Freedom
- ✓ Month-to-month service
- ✓ Cancel anytime (30-day notice)
- ✓ No early termination fees
- ✓ No rate increases
- ✓ No hidden monthly fees
- ✓ Keep equipment if you cancel
Transparent Pricing
Retail / Restaurant
For card-present businesses
- ✓ Free countertop terminal
- ✓ Tap, chip, swipe, mobile pay
- ✓ Next-day funding
- ✓ No monthly fees
- ✓ Email receipts
- ✓ Basic reporting
Service Business
Mixed card-present + phone
- ✓ Card-present: 2.1% + $0.15
- ✓ Phone/keyed: 2.7% + $0.20
- ✓ Virtual terminal included
- ✓ Invoice payment links
- ✓ Mobile terminal available
- ✓ Recurring billing
Full POS System
For restaurants & retail
- ✓ Complete POS system
- ✓ Inventory management
- ✓ Employee time clock
- ✓ Sales reporting
- ✓ Table management (restaurants)
- ✓ Kitchen display integration
Special Offer: We'll Reimburse Up to $500 in Early Termination Fees
Stuck in a contract? We've got you covered.
Real Results: Mountain Mike's Pizza (Tracy)
The Challenge
Processing $120,000/month through bank merchant services at 2.8% + $0.30 per transaction. Total monthly fees: $3,645. Old terminal from 2008, no tap-to-pay, 10-15 second transactions during rush.
The Results
monthly savings ($15,552/year)
checkout (15 sec → 2 sec)
customers served per hour during rush
of transactions now contactless
"The new system is light years ahead of what we had. My staff loves it because it's so much faster, and I love seeing an extra $1,300 in my account every month. Best decision I've made in years."
Ready to Stop Overpaying?
Get a free rate analysis and see how much you could save
Frequently Asked Questions
Are there any hidden fees?
No. The rate we quote includes all processing costs. No monthly minimums, no statement fees, no PCI fees, no batch fees.
Do rates increase after a promotional period?
No. Your rate is locked in and will not increase unless Visa/Mastercard raises interchange rates industry-wide (rare).
Do I have to buy the equipment?
No. Equipment is provided free as long as you process with us. If you cancel, you can keep it or return it.
How long does it take to switch?
Typically 5-7 days from application to processing your first payment. We can expedite in urgent situations.
How quickly do I get my money?
Next business day. Transactions processed Monday are in your bank account Tuesday morning by 9 AM.
Get in Touch
Ready to upgrade your business? Reach out anytime — we're local.
Telephone: 209 313-1318
Email: hello@tracyautomation.com
Address: 2471 North Naglee Road Suite 100, Tracy, CA 95304
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